Monday, September 8, 2014

Agricultural Loan Officer - (AVP / VP Level) Farm Credit West - Visalia, California Area

Job description

  • Evaluate and analyze commercial and real estate loan applications and recommend loan approvals and denials. 
  • Responsible for exercising credit risk assessment and management on loans within area of responsibility.
  • Conduct/complete complex credit analyses.
  • Establish loan structure and terms, conditions and covenants, and collateral requirements consistent with the credit request and associated risks.  Sets clear expectations with the customer. 
  • Mentor and assist lower-level credit officers with complex loan applications as necessary.
  • Develop and maintain a significant professional presence throughout the assigned territory.
  • Material participation in business development activities, originate new loans, pursue new credit relationships, and maintain/expand existing customer relations. 

Desired Skills and Experience

Position requires bachelor’s degree in agriculture, agribusiness, business administration, or equivalent, plus at least five years related agricultural lending experience.  Possess a broad knowledge of credit and financing alternatives and the ability to analyze all components on standard and complex credits.  General to intermediate knowledge of the Farm Credit System. Advanced customer service skills. Proven track record of successful delivery within a team environment under demanding time lines. Advanced organizational, interpersonal, presentation, oral and written communication skills.

We   are an equal opportunity employer and all qualified applicants will receive   consideration for employment without regard to race, color, religion, sex,   national origin, disability status, protected veteran status, or any other   characteristic protected by law.